Resources for Businesses and Individuals

Updated March 23, 2020

The Maine Department of Economic & Community Development has issued a guide to Resources in Response to COVID-19 Related Closures and Economic Disruption. This guide outlines financial resources to businesses and individuals that are administered by institutions such as the Small Business Administration (SBA) and the Finance Authority of Maine (FAME). For businesses, these resources address deferments on existing loans as well as new emergency capital needs due to the impact of COVID-19. For individuals, there is a loan program administered through FAME that can help sole proprietorships and the self-employed.

As stated in this guide, the first step of any business or individual seeking assistance is to contact your own financial institution. Alerting your financial institution early is the best course of action.

Unemployment Information

Governor Mills’ COVID-19 emergency legislation (LD 2167), which was enacted by the Legislature and signed into law March 18th, included temporary measures to enhance the flexibility of the Unemployment Insurance (UI) program in order to support workers and businesses economically impacted by COVID-19, the novel coronavirus. These measures will help relieve the financial burden of temporary layoffs, isolation, and medically-necessary quarantine by making unemployment benefits available to individuals whose employment has been impacted by COVID-19. This helps not only individuals, but also employers by helping them retain their workforce and stabilizing local economies. 

The legislation temporarily revises eligibility requirements to include situations not typically covered, such as: 

  • An employer temporarily ceases operation due to COVID-19 
  • An individual is quarantined with the expectation of returning to work once the quarantine is over 

Please note, the legislation is not intended to provide sick leave or short-term disability payments. The legislation also waives the work search requirement for individuals still connected to their employer and waives the one-week waiting period so that benefits will be available sooner. In addition, any benefits paid under these provisions would not affect the employer’s experience rating record. 

Unemployment Insurance FAQs Regarding COVID-19 - Read a list from the Maine Department of Labor of frequently asked questions and answers for employees and employers.

File an Unemployment Claim

Seeds of Hope is available for computer access to apply for unemployment Monday-Thursday 9:00am-12:00pm. One person at a time will be allowed access, practicing social distancing and sanitary protocols. Seeds of Hope is located at 35 South Street here in Biddeford.